Crypto tax in Finland

How is cryptocurrency taxed in Finland?

Cryptocurrency is taxed as capital gains in Finland at a rate of 34%.

Common questions

Is there a long-term exemption for crypto gains in Finland?
No, Finland does not offer a long-term exemption for cryptocurrency capital gains.
What is the capital gains tax rate for crypto in Finland?
The capital gains tax rate for cryptocurrency in Finland is 34%.
Does Finland tax worldwide income for crypto?
Finland operates a worldwide tax system, meaning residents are taxed on their global income, including cryptocurrency.

Crypto in Finland is taxed as a capital gain.

Treatment
taxed as a capital gain
Long-term
Still taxed
Headline rate
34%

For an individual in Finland, private crypto disposal gains are always taxable as capital income (subject to a small €1,000 annual sales exemption), with no lower tax for long-term holdings and top rates up to 34%.

“Income from the use or exchange of crypto assets is taxed as capital gain, which is capital income. ... Capital income is assessed at the rate of 30% up to €30,000 and if the income is higher, the capital-income tax rate rises to 34% for the part you receive that exceeds €30,000.” Finnish Tax Administration (Vero)

Reflects the treatment of an individual's crypto disposals. Estimate — confirm against the linked source. See methodology.